Counting on Financial Help for Single Parents

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There will definitely be monetary concerns among single parents. But how to get all the help available is critical. Apparently, most people are aware of the financial help for single parents provided by the government. But not all may be properly informed about the existence of non-profit organizations and the extent of single parent benefits that they can provide.

In the article Charities for Single Parents: Where to Give this Year, Jennifer Wolf enumerated a number of charities that can be found in the different states in the US. These groups offer a variety of services depending on their core mission.

There are groups whose main goal is to work with the homeless such as Bridge of Hope (Exton, PA), Fellowship Housing (Hoffman States, IL) and Warrick Dunn Charities (Atlanta, Georgia). There are other organizations focusing on other services such as financial assistance, scholarships, life skills training and helping single mothers pursue a college degree.

These groups include Heaven’s Rainbow and Helping Hands for Single Moms (Goodyear AZ). With the aim of helping single moms become self-sufficient, Single Mothers Outreach (Santa Clarita, CA) centers on financial and technological programs for single moms as well as workshops.

Financial support for mothers who are fighting cancer is among the services being offered by Singleton Moms (Scottsdale, AZ).  Other groups include SPARC or Single Parent Alliance and Resource Center (Norcross, GA), Single Parent Advocate (Plano, TX) and Extended Family (Woodland Hills, CA).

financial help for single parents
Photo By: USAG- Humphreys
Aside from getting financial help, it is important that parents are also able to effectively manage benefits or earnings that they get either from their work, from the government or from charitable institutions. Availing financial assistance and not being able to use it wisely can lead to more stress and problems.

This can be avoided by seeking financial coaching or mentoring to ensure that money is spent primarily on the basic needs of the family. Being able to decide which bills or expenses must be prioritized can help a parent stay focused and allow one to have enough time to take care of other household necessities and responsibilities.

Listing down miscellaneous expenses, debts and bills to be paid and when they are due can help a parent easily monitor where one’s money is going to. A person will have an opportunity to analyze and ask questions. Is too much money being spent on eating out or in buying things that are not actually needs but wants?

By determining the average expenses in a week or in a month, for instance and categorizing them based on importance, one can have a clearer view of one’s actual financial state. Finding out what constitutes most of the expenses will then help parents create a reasonable budget that will serve and fit the needs of the entire family.

Acquiring financial help entails discipline and responsibility. One can achieve this if he or she is aware of the organizations which can provide additional benefits, if he or she knows how to seek assistance, if he or she is guided in handling money and if he or she is eager to develop new skills and use them to increase one’s income, to invest and save for the future of the family.

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